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Eligibility

To be eligible for VET Student Loans, a person must:

To get a VET Student Loan, you must:

1. be an eligible student
2. be studying an approved course
3. be studying with an approved course provider
4. apply to the government using the approved form, which will be managed through your provider, and
5. submit Progression Forms to confirm your ongoing engagement with your studies, and continue accessing the loan throughout your course.

To be an eligible student, you must meet ALL of these criteria – further detailed below.

You are:

• an Australian citizen, or
• a qualifying New Zealand citizen, or
• a permanent humanitarian visa holder, who is usually resident in Australia.

Your HELP balance (the amount of your HELP loan limit you have left) is more than $0. This means you have enough HELP loan limit remaining for your proposed studies to be covered by the loan. The HELP loan limit is the limit on how much you can borrow. Any borrowing under FEE-HELP, VET FEE-HELP, VET Student Loans and, from 1 January 2020, HECS-HELP will count towards your HELP loan limit.

You are enrolled with an approved course provider in an approved course and have enrolled in accordance with the application requirements.

You are studying the approved course primarily at a campus in Australia.

To be an approved course, your course must:

• • be specified by the VET Student Loans (Courses and Loan Caps) Determination 2016 (the courses and loan caps determination) and
    − for state-government subsidised students, lead to a qualification of diploma or advanced diploma in the Australian Qualifications Framework or
    − for full fee-paying / fee for service students, lead to a qualification of diploma, advanced diploma, graduate certificate or graduate diploma in the Australian Qualifications Framework and
  • be provided by an approved course provider and
  • be delivered by an approved course provider or an entity registered with TEQSA or a body approved by the department to deliver the course
• You have a Unique Student Identifier (USI) or are otherwise exempt.
• You have read the VET Student Loans information booklet.
• You have given the required documents to your approved course provider and submitted the loan application form by the first census day no less than two business days after enrolling.

 

• Please Note:
  • VET student loans will not be approved for students who do not meet eligibility requirements.
  • It is important to understand that a VET student loan gives rise to a HELP debt that continues to be a debt due to the Commonwealth until it is repaid.